I discovered an alternative to PayPal today. At first glance, there were many similarities. But on further investigation, it promises to make online payments easier.

AlertPay.com simplifies bank transfers, bank wires, direct deposits and other payment methods – everything except cash.

AlertPay’s team of 25 works to ensure extra security for all transactions. Back-end flagging services alert banks to security breaches, and automated fraud-tracking tools lock down accounts when activity is abnormal.

The introductory rate for AlertPay is 2.5% per transaction as compared to PayPal’s transaction fees.